My Finance Class

Welcome to My Finance Class, the official website for Financial Services and BPA at Northwest High School.

FSS

  

Your first step toward a successful future in business & finance starts right here ...

  

FS

       

Stay connected on social media for news & updates about Financial Services ... 

 

 

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FSS

Personal Finance & Business Finance
 
"Financial Services Seniors" consists of two courses: Personal Finance and Business Finance. Throughout the second year of the program, FSS students focus on all aspects of finance for individuals and businesses ... and prepare for a successful transition to college and beyond.
 
 
 
BPA CLASS REPS
Lily Anaruma
Lily Anaruma
Kemi Igbonegun
Kemi Igbonegun
Naomi Martin
Naomi Martin
      
 

Financial Services Seniors


GOOGLE CLASSROOM: pxv6nnr

  


 

QUESTION OF THE DAY

At the beginning of class, there will be a “Question of the Day” on the screen (also available right here on the class website). You should do your best to write a complete response (25 word minimum) to the question and EMAIL it to me. If you aren’t sure about what to write, please ask! No credit will be given for late QODs, unless you were absent that day. My email address is clarkpv@butlertech.org.

WEEK 9

Tuesday 10/17 

What exactly is CREDIT? What are some of the Pros and Cons of credit?

Thursday 10/19 

List five sources of credit. For each of the sources, list what the most common uses might be.

Friday 10/20 

Explain the BENEFITS and COSTS of using credit in your own words. (Give 3 examples of each).

WEEK 10

Monday 10/23 

No QOD - Pumpkin Carving!

Tuesday 10/24 

Give examples of Manual and Electronic Payment Options. Explain the ADVANTAGES & DISADVANTAGES of each.

Thursday 10/26 

Give as many examples of CONSUMER LOANS as you can think of. Which ones are secured? Unsecured?

Friday 10/27 

What are 5 helpful hints for establishing and maintaining good credit?

WEEK 11 

Monday 10/30 

If you get into trouble overspending on credit, what are some of your options for getting UNSTUCK?

Tuesday 10/31 

What is the purpose of BANKRUPTCY? Explain the difference between Chapter 7, 13, and 11 bankruptcy.

Thursday 11/2 

What is IDENTITY THEFT? Explain how it happens and why it’s such a big problem today.

Friday 11/3 

Why is it important to review your credit report at least once a year? How would you go about doing this?

WEEK 12

Monday 11/6 

How do you feel about the test today?

Thursday 11/9 

Only 10 weeks to prepare for competitions … what are YOU going to do to get ready?

Friday 11/10 

We are grinding on BPA competitions again! What do you want to accomplish today? (let’s make it more productive than yesterday!)

WEEK 13-14

Monday 11/13 

What is the difference between SAVING and INVESTING? Why do people save? Why do people invest?

Tuesday 11/14 

No QOD - Recruiting

Thursday 11/16 

No QOD - Feast

Friday 11/17 

Why is it important to consider INFLATION when planning your saving and investing goals? 

Monday 11/20 

Why are RISK, RETURN, and LIQUIDITY important to investors? How are these concepts related to each other?

Tuesday 11/21 

Today is our fourth BPA Prep Day. What are 3 things you’ll do today to get prepared for battle …?

WEEK 15 

Monday 11/27 

Give some examples of LOW-RISK saving & investing options. Why is it important to always have some safe, liquid investments?

Tuesday 11/28 

What are MUTUAL FUNDS? How do they help with our concerns about risk, return, and liquidity?

Thursday 11/30 

What is the difference between stocks and bonds? Why might a corporation sell a bond to raise money instead of selling stock?

Friday 12/1 

What is the difference between a MARKET ORDER, a LIMIT ORDER, and a STOP ORDER?

WEEK 16 

Monday 12/4 

How can you tell if a stock is EXPENSIVE? Why is the PRICE of a stock not always the answer?

Tuesday 12/5 

What is a STOCK SPLIT? Why might a company want to “split” their stock? Does this affect how much the company is worth?

Thursday 12/7 

What are the advantages of diversification in investment? How is diversification related to risk*? Give an example.

Friday 12/8 

Today is our last PFIN test, which covers saving and investing. What is one interesting thing that you learned about these topics…?

  


 

CURRENT EVENT

Every week, you will be responsible for finding a recent news article which relates to a relevant business, finance, or entrepreneurship topic. The criteria include:

  • A 250-word paragraph that (1) summarizes your article, (2) explains how it relates to class, and (3) provides your own personal reflections on the topic.
  • Typed in MS Word or Google Docs and attached to an email.
  • Use MLA format for the paper and cite your source.
  • No credit will be given if your current event does not meet all of these criteria.

Sample of Current Event in MLA Format

MyFinanceClass Flipboard

 


 

SYLLABUS AND WEEKLY SHEETS

2023-24 FSS Syllabus

2023-24 FSS Student Guide and Forms

FSS Week 1 

FSS Week 2 

FSS Week 3 

FSS Week 4 

FSS Week 5 

FSS Week 6 

FSS Week 7 

FSS Week 8 

FSS Week 9 

FSS Week 10 

FSS Week 11 

FSS Week 12 

FSS Week 13-14 

FSS Week 15 

FSS Week 16 

  


 

ASSIGNMENTS

WEEK 9

Tuesday 10/17 

PFIN 7-1, Blogging About Personal FInance

Thursday 10/19 

PFIN 7-2, Credit App, BPA Prep #1

Friday 10/20 

PFIN 7-3, Calculating Interest, Reconciling Credit Card 

WEEK 10

Monday 10/23 

Pumpkin Carving!

Tuesday 10/24 

PFIN 8-1, Payment Methods 

Thursday 10/26 

PFIN 8-2, Loan Amortization Table, Credit Report 

Friday 10/27 

PFIN 8-2, 7 Credit Card Mysteries, Cubicle Estate 

WEEK 11 

Monday 10/30 

PFIN 9-1, Debt Collectors, Credit Cases 

Tuesday 10/31 

PFIN 9-2, 9 Ways 

Thursday 11/2 

PFIN 9-3, Scams & Schemes 

Friday 11/3 

PFIN 789 Test Review 

WEEK 12

Monday 11/6 

PFIN 789 Test 

Thursday 11/9 

BPA Prep!

Friday 11/10 

BPA Competition Prep

WEEK 13-14

Monday 11/13 

PFIN 10-3, Invisible Hand 

Tuesday 11/14 

Recruiting

Thursday 11/16 

Feast

Friday 11/17 

PFIN 10-2, The Impact of Inflation 

Monday 11/20 

PFIN 10-3 and Article 

Tuesday 11/21 

BPA Prep  

WEEK 15 

Monday 11/27 

PFIN 11-1, What Is A Bond? 

Tuesday 11/28 

PFIN 11-2, Investment Strategies, Mutual Fund Facts 

Thursday 11/30 

PFIN 11-3, Would You Buy This Stock? 

Friday 12/1 

PFIN 12-1, Showtime on Wall Street 

WEEK 16 

Monday 12/4 

PFIN 12-2, Risk Return LiquidityWays to Save & Invest 

Tuesday 12/5 

PFIN 12-3, Bulls Bears Pigs 

Thursday 12/7 

Test Review 

Friday 12/8 

Test 

 


  

TEXT BOOK

We will be using the PFIN text below.: 

PFIN 1 

PFIN 2 

PFIN 3 

PFIN 4 

PFIN 5 

PFIN 6 

PFIN 7 

PFIN 8 

PFIN 9 

PFIN 10 

PFIN 11 

PFIN 12