My Finance Class

Welcome to My Finance Class, the official website for Financial Services and BPA at Northwest High School.




Your first step toward a successful future in business & finance starts right here ...




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Financial Foundations


"Financial Foundations"
allows students to explore the exciting world of finance in a fast-paced, interactive environment. FiFo students learn about the business environment, our economy, money management, and business law.











Financial Foundations 1


10pts daily, due by the end of class.

Every day, class will start with a "Question of the Day". You should do your best to write a complete response (25 word minimum) to the question and EMAIL it to me. If you aren't sure about what to write, please ask! No credit will be given for late QODs, unless you were absent that day.



Monday, April 29: What is the rule about which contracts can be disaffirmed (and when) by minors … and other people lacking capacity?

Tuesday, April 30: Explain in your own words why CONSIDERATION & CAPACITY are important elements of a contract. If these elements are lacking, is the K valid, void, or voidable?

Wednesday, May 1: How do you feel about our test today? Are you comfortable with contract law so far?

Thursday, May 2: What is the fifth (and final) element of a contract? Explain what it means in your own words and give an example. Does this element make a contract valid, void, or voidable if missing?

Friday, May 3: Courts will not usually help individuals involved in illegal agreements. What are the FIVE EXCEPTIONS?



Monday. May 6: What are some of the situations when you think it’s a good idea to have a contract in writing? When do you think it's required?

Tuesday, May 7: What is “Parol Evidence”? Why is parol evidence usually not allowed in court? When might parol evidence be allowed? 

Wednesday, May 8: In your opinion, what is the most important thing to remember about CONTRACTS?

Thursday, May 9: What’s the difference between a contractual RIGHT and a contractual DUTY? 

Friday, May 10: Which types of rights can you transfer to others? Which types can’t you transfer?



Monday, May 13: The overwhelming majority of  all contracts are  discharged (completed) by FULL PERFORMANCE or SUBSTANTIAL PERFORMANCE. Why do you think this is so?

Tuesday, May 14: What is the difference between a MINOR BREACH and a MAJOR BREACH of contract?

Wednesday, May 15: What’s the most useful thing that you learned this year in FiFo?   

Thursday, May 16: This is our last test! How are you feeling about rights & duties and breach & remedies?  



Monday, May 20: It’s your last QOD … so you pick what you want to talk about. 



The website links below are useful resources for any and all finance topics.

Yahoo Finance: //

Google Finance: //

Market Watch:

Investopedia (Info):

Finance Freak (Info):

Teen Analyst (Info):

Choose to Save (Resource): (Resource): (Resource):

Treasury Direct (Resource):

Tax Information for Students (Resource): //

Ohio Society of CPAs:

American Institute of CPAs:

Start Here, Go Places:

Feed the Pig:

360 Degrees of Financial Literacy:


Fast Company:


Inc. Magazine:

Young Entrepreneur:



Copies of the syllabus, weekly sheets, worksheets, and handouts can be downloaded in PDF format below.


FiFo Syllabus 2018-19

FiFo Guide & Forms 2018-19

FiFo1 Weekly Sheet 19 20

FiFo1 Weekly Sheet 21

FiFo1 Weekly Sheet 22

FiFo1 Weekly Sheet 23

FiFo1 Weekly Sheet 24

FiFo1 Weekly Sheet 25

FiFo1 Weekly Sheet 26

FiFo1 Weekly Sheet 27

FiFo1 Weekly Sheet 28

FiFo1 Weekly Sheet 29

FiFo1 Weekly Sheet 30

FiFo1 Weekly Sheet 31

FiFo1 Weekly Sheet 32

FiFo1 Weekly Sheet 33

FiFo1 Weekly Sheet 34

FiFo1 Weekly Sheet 35

FiFo1 Weekly Sheet 36

FiFo1 Weekly Sheet 37

FiFo1 Weekly Sheet 38




Making Cents of Your Career

Education Pays Off

Understanding Your Paycheck

PowerPoint: Budgeting Basics

Budgets Are Beautiful

Making the Most

Checking Out Checking Accounts

Completing a Checkbook

Types of Investment Risk

Suzie's Decision

Hot Stock Tips

Happy Birthday Cookie

How to Buy and Sell Stocks

MarketWatch Begins

FiFo Test Review Sheet

Stock Market Review

Spending and Credit

What is Credit?

Reading Credit Reports

All About Interest

Comparing Credit Cards

Reading Credit Statements

Car Deal Package

Credible Credit Counselors

Scams and Schemes

Choices and Risks

PowerPoint: Dealing with Risks

Protecting Yourself with Insurance

FITB Review - Credit & Insurance

Article: Nation of Cheaters

Constitution Overview

Article: Free Speech 4 Students

Take 8 Civil Cases

Valid Void Voidable

Offer and Acceptance Review

Ending Offers

GA PowerPoint Summary

You're the Judge: OA GA

Terms & Topics: GA

Good Contracts Go Bad

Considering Consideration

You're the Judge: CO

More Consideration More Problems

Minors and Ks

You're the Judge: CA

Test Review Sheets: OA GA CO CA


Making Illegal Agreements

Enforceable or Unenforceable

You're the Judge: LE

You're the Judge: WR

Understanding Legal Concepts

LE WR Crossword Review

You Write the Written Ks

Test Review Sheet: LE WR

Transferring Rights Duties

You're the Judge: Discharge

Help Charlie K and Remedies

Test Review Sheet: RD BR

Review: Just In Case

XC: FITB Contracts Review

Contracts Final Review Sheet




BLAW 2 Contracts: OA GA

BLAW 3 Contracts: CO CA

BLAW 4 Contracts: LE WR

BLAW 5 Contracts: RD BR





 Caleb Gaines 
Caleb Gaines
Sandy Mongar 
Sandy Mongar
Cameron Wharton 
Cameron Wharton